Mandates

Mandates allow Legal Entities to initiate a transfer of funds from somebody else's account, to theirs.

The transfer is made using SEPA Direct Debit (SDDE) and can be used to receive one-time or recurring payments.

Information – SEPA Creditor Identifier mandatory in France

In France, only companies holding a SEPA creditor identifier (SCI) are allowed to use Mandates and SDDE. A physical person cannot be allowed to actively retrieve funds from somebody else's account.

Important – Mandates should be kept as proofs in case of litigation

As litigation rules of the SEPA Network are generally in favor of the debtor, it is strongly recommended that Mandates be kept indefinitely to be used as proof if needs be.

Mandate object

JSON

{
    "mandateId": 0,
    "title": "string",
    "legalInformations": "string",
    "uniqueMandateReference": "string",
    "mandateStatus": "VALIDATED",
    "userId": 0,
    "debtorName": "string",
    "debtorAddress": "string",
    "debtorCity": "string",
    "debtorZipCode": "string",
    "debtorCountry": "string",
    "debtorIban": "string",
    "debtorBic": "string",
    "sequenceType": "string",
    "creditorName": "string",
    "sepaCreditorIdentifier": "string",
    "creditorAddress": "string",
    "creditorCity": "string",
    "creditorZipCode": "string",
    "creditorCountry": "string",
    "signatureDate": "string",
    "debtorSignatureIp": "string",
    "signed": 0,
    "revocationSignatureDate": null,
    "debtorIdentificationCode": "string",
    "debtorReferencePartyName": "string",
    "debtorReferenceIdentificationCode": "string",
    "creditorReferencePartyName": "string",
    "creditorReferenceIdentificationCode": "string",
    "contractIdentificationNumber": "string",
    "contractDescription":"string",
    "createdDate": null,
    "codeStatus": 0,
    "informationStatus": "string",
    "isPaper": true,
    "userIdUltimateCreditor": 0
}

API – Swagger documentation available

For a complete list of Mandate attributes, check the Mandates section of the Swagger.

Creation

As of today, Treezor doesn't offer electronic signature services. Therefore, isPaper should always be true and you should assume the physical mandate signature. This paper Mandate must include the UMR (uniqueMandateReference attribute of the Mandate object).

Mandatory parameters

Attribute	Type	Description
sddType	string	Defines the type of SDD. May be: core – To debit individuals (physical persons). b2b – To debit legal entities.
sequenceType	string	Defines whether the debtor will be debited multiple times: one-off – For a one-time payment. recurrent – For recurring payments.
isPaper	boolean	Indicates whether the mandate is a paper-based document or electronically signed. Always set to true.
userId	integer	The unique identifier of the end user requesting the SDD.
debtorName	string	Full name of the debited end user (person or entity). Format: alphanumeric with at least 3 alphabetic characters.
debtorAddress	string	The address of the debited end user.
debtorCity	string	City in which the debited end user is domiciled.
debtorZipCode	string	Postcode of the city in which the debited end user is domiciled.
debtorCountry	string	Country in which the debited end user is domiciled. Format: ISO 3166-1 alpha-2.
debtorIban	string	IBAN of the debited end user.
signatureDate	string	Date on which the Mandate has been signed by the end user. Format: YYYY-MM-DD

To create a Mandate, use the following request.

CURL

curl -X POST {baseUrl}/v1/mandates \
	--header 'Authorization: Bearer {accessToken}' \
	--header 'Content-Type: application/json' \
	-d '{payload}'

Here is an example of {payload}:

JSON

{
    "sddType":"core",
	"isPaper":true,
	"userId":123456,
	"debtorName":"Alex Oak",
	"debtorAddress":"99 Rosewood lane",
	"debtorCity":"Paris",
	"debtorZipCode":"75001",
	"debtorCountry":"FR",
	"debtorIban":"FR763000100794123XXXXXXXXXX",
	"debtorBic":"BDFXXXXXXXXX",
	"sequenceType":"recurrent",
	"signatureDate":"2020-04-01",
	"createdIp":"0.0.0.0"
}

Returns the Mandate object, with the corresponding mandateId.

The mandateStatus set to VALIDATED, as Treezor assumes you had it signed by the end user as requested.

JSON

{
    "mandates": [
        {
            "mandateId": 2356,
            "title": "M",
            "legalInformations": "Treezor",
            "uniqueMandateReference": "79069343D1A80C931FABBC5813E3DB",
            "mandateStatus": "VALIDATED",
            "userId": 1529390,
            "debtorName": "Alex Oak",
            "debtorAddress": "99 Rosewood lane",
            "debtorCity": "Paris",
            "debtorZipCode": "75001",
            "debtorCountry": "FR",
            "debtorIban": "FR763000100794123XXXXXXXX",
            "debtorBic": "BDFXXXXXX",
            "sequenceType": "recurrent",
            "creditorName": "Treezor",
            "sepaCreditorIdentifier": "FR90ZZZ874785",
            "creditorAddress": "99 Rosewood lane",
            "creditorCity": "Paris",
            "creditorZipCode": "75001",
            "creditorCountry": "FR",
            "signatureDate": "2020-04-01",
            "debtorSignatureIp": "",
            "signed": 0,
            "revocationSignatureDate": null,
            "debtorIdentificationCode": "",
            "debtorReferencePartyName": "",
            "debtorReferenceIdentificationCode": "",
            "creditorReferencePartyName": "",
            "creditorReferenceIdentificationCode": "",
            "contractIdentificationNumber": "",
            "contractDescription": "",
            "createdDate": null,
            "codeStatus": 220001,
            "informationStatus": "Mandat complété",
            "isPaper": true,
            "userIdUltimateCreditor": 0
        }
    ]
}

Note – Contact Treezor if you encounter a 22026 error

This error indicates Unable to create the mandate. User does not have sepa creditor identifier. Contact your Treezor Account Manager to set up an SCI (SEPA Creditor Identifier) for that User.

Endpoints

Endpoint	Scope
/v1/mandates  Create a mandate	read_write
/v1/mandates  Search for mandates	read_only
/v1/mandates/{mandateId}  Retrieve a mandate	read_only
/v1/mandates/{mandateId}  Revoke a mandate	read_write